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The Financialization of Finance? Demonetization and the Dubious Push to Cashlessness in India
01 February, 2018, C.P. Chandrasekhar & Jayati Ghosh
This Debate contribution describes the promotion of digital rather than cash payments as a form of the financialization of finance, in its role as a payments system, with reference to recent Indian experience. The obsession with digital transactions as a marker of social and material progress is misplaced; it may become yet another means by which finance extracts rentier incomes out of relatively poor
The de-digitisation of India
12 October, 2017, Jayati Ghosh
The failure of digitisation is the result of the Central government’s cart-before-horse attitude to policy, which does not take into account the wider context and the supportive and enabling conditions that must be met for any policy measure to succeed.
Digital Dreams
21 December, 2016, Jayati Ghosh
The government’s mad rush towards a cashless economy ignores the presence of the large unbanked population that will not gain from incentives being offered for digital transactions.
Money and the Social Contract in India
13 December, 2016, Jayati Ghosh
We are now in relatively uncharted economic territory in India. But this also means that we may be entering an entirely new phase of our social contract as well.

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